Lakshmi is a SEBI-registered investment adviser who reviews articles on mutual funds, SIPs and retirement planning. She has over a decade of experience in fee-only financial planning.
Reviews for: Personal Finance & Money Skills
Covers: mutual funds, asset allocation, retirement planning
Articles reviewed by Lakshmi Krishnan
How to Set Up Automated Crypto Index Portfolios Safely
Our automated crypto index portfolios guide covers rebalancing rules, custody choices, smart-contract risk and the security checklist to run before committing a single dollar.
From Spare Change to Wealth: Best Micro-Investing Apps Reviewed
Our best micro investing apps review compares round-ups, fees, fractional shares and tax-advantaged accounts to show which apps can actually turn spare change into long-term wealth.
Robo-Advisors vs DIY Index Investing: Costs, Pros and Cons
A plain comparison of paying a robo-advisor and building a simple index portfolio yourself: the layers of cost, what automation really adds, the Indian regulatory picture and how to decide.
Stablecoins Explained: How They Work and the Risks Most People Miss
Stablecoins promise a steady one-dollar value, but that promise depends on reserves, redemption rights and regulation. Here is how they work, the risks people overlook, and India's tax rules for virtual digital assets.
SIP vs Lump Sum Investing: Which Works Better and When
A plain comparison of SIP and lump sum investing: what long-run data shows about investing at once versus in stages, when a monthly SIP is simply the only option, and how to handle a windfall without freezing.
How to Build an Emergency Fund: How Much, Where to Keep It and How Fast
A step-by-step plan to build an emergency fund: work out your monthly number, choose a target of three to twelve months, split it between a savings account, deposits and liquid funds, and set a pace you can keep.