Priya writes about how money decisions and public policy meet in everyday life. She has spent six years covering budgeting, mutual funds and income tax for Indian readers.
She focuses on turning Budget announcements and tax-rule changes into plain-language guidance.
Writes for: Personal Finance & Money Skills, Current Affairs
Covers: budgeting, mutual funds, income tax
Articles by Priya Shah
Capital Gains Tax on Shares and Mutual Funds in India: A Plain-English Guide
How India taxes profits on shares, equity funds and debt funds: the 20% and 12.5% rates, the 12-month test, the ₹1.25 lakh exemption, what changed with the Income-tax Act, 2025 and how losses can be set off.
SIP vs Lump Sum Investing: Which Works Better and When
A plain comparison of SIP and lump sum investing: what long-run data shows about investing at once versus in stages, when a monthly SIP is simply the only option, and how to handle a windfall without freezing.
Old vs New Tax Regime in India: How to Choose the Right One
A side-by-side comparison of India's old and new income-tax regimes, with official slab tables, worked examples at ₹12 lakh and ₹20 lakh, and the rules for switching if you are salaried or run a business.
How to Build an Emergency Fund: How Much, Where to Keep It and How Fast
A step-by-step plan to build an emergency fund: work out your monthly number, choose a target of three to twelve months, split it between a savings account, deposits and liquid funds, and set a pace you can keep.